Our Services

TRADE FINANCE

In a rapidly developing and competitive trade environment, a Trade Finance Facilitator that has an ability to connect clients to a provider, broker with an access to local knowledge,  business customs, with a global reach is a highly valued credential. 

Trade Finance is a funding mechanism designed to assist in the purchase of goods or inventory. It is typically a method of short term finance over and above conventional banking finance which provides your business a higher degree of flexibility to manage growth through the purchase of additional inventory.  Trade Finance is tailored to match cash flow cycle to alleviate the strain of increased turnover, longer debtor repayment cycles, unlock growth in sales and allows flexibility to tender for projects. Put simply this is a form of transactional finance which is facilitated by us at MCB.

Merchant Credit Banque Limited with its associated entities and several senior banking professionals is the result of many years of collective experience in finance and trade credit services. At MCB, we consider it important to know our client requirements in detail allowing the right guidance and advice to help attain their goals to conduct business. Our willing approach to change and the ability to adapt to suit local and client specific needs is a major advantage. Enabling clients achieve their objectives in an efficient, timely and cost effective manner is a priority. Merchant Credit Banque Limited operates as a Non-Bank financial consulting company via its associates in New Zealand, Merchant Credit and Guarantee Corporation Limited (MCG) since many years. Our drive and efforts are to utilise professional and network resources to undertake and facilitate client requirements for small or large exposures in the business of trade credits.

MCB has the ability to  handle transactions wherein it facilitates or consults in areas which require for using appropriate financial instruments such as – Standby Letters of Credit (SBLC), Bank Guarantee (BG), Letter of Credit (LC), Proofs of Fund (POF), Fund Transfer Instruments, amongst others. These instruments are issued or brokered for discerning clients that may have the use for such instruments for their needs by banks and financial institutions and  are issued by Banks and Financial Institutions globally. MCB applies  its discretion and uses financial instruments and contacts to confirm and can apply discretion to stand as a guarantor in the middle to make these transactions come to fruition with acceptable Terms and Conditions. These are a demonstration to the receiver / seller that the issuer / buyer has the capacity to pay for the transaction / deal / goods, which is usually done at the time of the issuer / buyer’s obligation to pay on the respective dates of payment commitments / receipt of goods, etc. This is done with detailed due diligence on all sides and by the providing institutions, namely banks and financial institutions globally.

We aim to offer a total seamless solution in your trade finance requirement through the various financial options possible and available, such as commercial Letter of Credit and Financial or Performance Guarantees. We combine our knowledge with opinions and guidance from local trade experts with an ability to access major Trading Centres of the World to ensure that our clients transactions are effortlessly and effectively managed providing the clients the best possible opportunities to conduct business and grow.